Eligible Over-the-Counter Drugs
The following is intended to serve as a quick reference for which types of OTC drugs are allowed, disallowed, and dual-purpose.
Allowed Expenses.
Medical care includes those services or items that prevent or alleviate a physical or mental defect or illness. Services or items are also considered to be for medical care if they are primarily medical in nature and affect a structure or function of the body or are diagnostic in nature.
Allergy Medicine
Analgesics
Antacids
Antibiotics, First Aid
Anti-Diarrhea Medicine
Antihistamines
Anti-Inflammatory
Aspirin
Bandaids/Bandages
Burn Treatments
Cold and Flu Medicine
Cold/Hot Packs
Contact Lens Solutions/Cleaners
Contraceptives
Corn and Callus Removers
Cough Drops
Crutches
Decongestants
Diabetic Supplies
Diaper Rash Treatment
Digestive Aids
Elastic Wraps
Expectorants
Eye Drops
First Aid Kits
|
Hemorrhoid Treatments
Incontinence Supplies
Insect Bite/Sting Medicine
Laxatives
Menstrual Pain Relievers
Motion Sickness Medicine
Muscle/Joint Pain Relievers
Nasal Sinus Sprays
Nicotine Patches, Gum, Lozenges
Oral Wounds (cold sores)
Oxygen Equipment
Pain Relievers
Pedialyte (dehydration)
Pregnancy Test Kits
Prenatal Vitamins
Psoriasis Treatment
Reading Glasses
Sinus Medication
Skin Irritation Treatment
Sunburn Treatments
Thermometers
Throat Lozenges
Wart Remover Products
Wrist/Joint Supports
|
-
Disallowed Expenses.
Items that are toiletries or that are likely to be primarily for general health and well being.
Acne Treatment
Antiperspirant
Blemish Concealer
Breast Pumps
Chapstick
Cosmetics
Cotton Balls
Dental Floss
Denture Care Products
Deodorant
Dietary Supplements
Face Creams
|
Feminine Hygiene Products
Hair Growth/Removal Products
Holistic Remedies/Medicines
Mouth Wash
Powder
Skin Lotion
Suntan Lotion
Swabs
Teeth Whitening Products
Toothpaste/Toothbrushes
Vitamins and Minerals
|
-
Dual-Purpose Expenses.
Items that have both a medical purpose and a personal/cosmetic or general health purpose. These items need to be accompanied by a medical practitioner's note stating that the person has a specific medical condition and that the OTC drug is recommended to treat it and that the treatment is not a cosmetic procedure.
Acne Treatment (rare occasions)
Chondroitin (arthritis)
Exercise Equipment (not for general health)
Feminine Hygiene (rare occasions)
Fiber Supplements (rare occasions)
Glucosamine (arthritis)
Hormone Therapy
Lactose Intolerant Pills
|
Nasal Sprays/Strips for snoring
Orthopedic Inserts
Orthopedic Shoes (excess cost only)
Shampoo, Medicated
Sunscreen
St. Johns Wort (depression)
Weight Loss (excess cost only)
|
First Horizon and First Horizon Msaver do not offer tax or legal advice. You are advised to consult your personal tax or legal advisor regarding your individual situation. |