Eligible Expenses

You can withdraw funds from your HSA tax-free to pay for qualified medical expenses. In general, in order to be considered qualified, the expense must be primarily for the prevention or alleviation of a physical or mental defect or illness. Click here for a partial list of qualified medical expenses. For a more comprehensive list, refer to IRS Publication 502 "Medical and Dental Expenses", available on the IRS Web site.

Determining Eligibility for OTC Drugs

Certain types of OTC drugs can be paid for using HSA funds. Click here for a quick reference for which types of OTC drugs are allowed, disallowed, and dual-purpose.