First Horizon Msaver - About Us

First Horizon Msaver Inc. is one of the nation's premier Health Savings Account (HSA) financial administrators, serving thousands of employer groups, insurance agents, consultants, affinity associations and consumers nationwide. First-to-market with MSA administration in 1997 and later with HSA administration in 2003, First Horizon Msaver continues to leverage its long-standing market experience, expertise and innovative technologies to set the standard for healthcare financial products within the consumer-driven health care industry. First Horizon Msaver has been recognized by the industry for its commitment to product innovation and for its executive leadership. In 2007, the company received the CDHC Award for Most Innovative CDHC Product in the custodial bank category and the CEO Leadership Award. Most recently, First Horizon Msaver was awarded Best CDHC Card Program by Paybefore Awards. First Horizon Msaver is headquartered in Overland Park, Kan., and has twelve regional sales offices throughout the United States. It is a member of the First Horizon National Corp. (NYSE:FHN) family of companies. For more information, visit firsthorizonmsaver.com.

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Investments

Not a deposit

Not Guaranteed By the Bank Or Its Affiliates

Not FDIC Insured

Not Insured By Any Federal Government Agency

May Go Down In Value

* Brokerage services provided by First Tennessee Brokerage, Inc. (FTBR). FTBR is a subsidiary of First Tennessee Bank National Association and its division, First Horizon Bank (FTB). First Horizon Msaver, Inc. is a subsidiary of FTB.

Mutual fund investments in which you invest through these features may incur management fees, administrative services fees and fees for other services. Information regarding these charges and fees are described in the mutual fund prospectus.