Health Savings Account Fee Schedule


Fees and charges in this schedule are effective for First Horizon Health Savings Accounts until changed by First Horizon, as reflected in announcements or revisions to this schedule. Account holders agree to use special forms obtained from First Horizon in order to make contributions and distributions to and from the HSA that should post as something other than standard, current year contributions or distributions.

For inquiries contact:

First Horizon Bank
c/o First Horizon Msaver, Inc.
P.O Box 26106
Shawnee Mission, KS 66225

Service or FeeCharge
Monthly Bank FeeNo Charge
Return Check / Overdraft Charges$35.00/item *
Charge Back Fee$5.00/item **
Stop Payments$35.00/stop payment request
Cancelled Checks$1.00 / month ***
Account Closure Fee$25.00
Banking OnlineNo charge
Bill Pay OnlineNo charge
Touch Tone Bill Payment$5.95/month
Account Research and Records$12.00/hr. + $1.00/page
Domestic Wire TransfersIncoming: $10.00 /outgoing $20.00
International Wire TransfersIncoming $15.00
Outgoing - less than $16,000 $45.00
Outgoing - $16,000 or more $65.00

First Horizon Msaver, Inc. Monthly Administrative Fee May vary per account.

Automated Teller Machines (ATMs)

There is no charge to use an HSA Visa® debit card issued by us for your deposits, cash withdrawals or most balance inquiries at any of our ATMs. A $1 fee will be charged for QuickStatements℠ . QuickStatement provides a print-out of your last ten transactions (including bank charges) and your available balance. HSA checking accounts are not charged for account transactions using a non-First Horizon ATM and we will rebate the surcharge that you may be charged by the owner of that ATM (or the network it uses) to use its machine.

* A charge of $35.00 is assessed for each overdraft created by check, in-person withdrawal, ATM withdrawal, or other electronic means and for each check drawn on your account that we return (or other order we do not pay) due to insufficient funds. A $25 Continuous Overdraft Fee is charged on the 15th day and 35th day that an account remains continuously overdrawn.

** A charge of $5.00 is made for each check you deposit that is returned to us unpaid and debited from your account.

*** If you choose to receive original cancelled checks with your statements, we may charge $1 per month. No charge is made for Image Statements.

For Electronic Fund Transfer inquiries, please contact:

First Horizon
P.O. Box 97
Memphis, TN 38101
1-800-489-2111

Banking products and services are provided by First Horizon Bank, a division of First Tennessee Bank National Association. Member FDIC.

Fees and charges in this schedule are effective for First Horizon Health Savings Accounts until changed by First Horizon, as reflected in announcements or revisions to this schedule. Account holders agree to use special forms obtained from First Horizon in order to make contributions and distributions to and from the HSA that should post as something other than standard, current year contributions or distributions.

For inquiries contact:

First Horizon Bank
c/o First Horizon Msaver, Inc.
P.O Box 26106
Shawnee Mission, KS 66225

Service or FeeCharge
Monthly Bank FeeNo Charge
Return Check / Overdraft Charges$35.00/item *
Charge Back Fee$5.00/item **
Stop Payments$35.00/stop payment request
Cancelled Checks$1.00 / month ***
Account Closure Fee$25.00
Banking OnlineNo charge
Bill Pay OnlineNo charge
Touch Tone Bill Payment$5.95/month
Account Research and Records$12.00/hr. + $1.00/page
Domestic Wire TransfersIncoming: $10.00 /outgoing $20.00
International Wire TransfersIncoming $15.00
Outgoing - less than $16,000 $45.00
Outgoing - $16,000 or more $65.00

First Horizon Msaver, Inc. Monthly Administrative Fee is paid by the employer.

Automated Teller Machines (ATMs)

There is no charge to use an HSA Visa® debit card issued by us for your deposits, cash withdrawals or most balance inquiries at any of our ATMs. A $1 fee will be charged for QuickStatements℠ . QuickStatement provides a print-out of your last ten transactions (including bank charges) and your available balance. HSA checking accounts are not charged for account transactions using a non-First Horizon ATM and we will rebate the surcharge that you may be charged by the owner of that ATM (or the network it uses) to use its machine.

* A charge of $35.00 is assessed for each overdraft created by check, in-person withdrawal, ATM withdrawal, or other electronic means and for each check drawn on your account that we return (or other order we do not pay) due to insufficient funds. A $25 Continuous Overdraft Fee is charged on the 15th day and 35th day that an account remains continuously overdrawn.

** A charge of $5.00 is made for each check you deposit that is returned to us unpaid and debited from your account.

*** If you choose to receive original cancelled checks with your statements, we may charge $1 per month. No charge is made for Image Statements.

For Electronic Fund Transfer inquiries, please contact:

First Horizon
P.O. Box 97
Memphis, TN 38101
1-800-489-2111

Banking products and services are provided by First Horizon Bank, a division of First Tennessee Bank National Association. Member FDIC.

2008 Contribution Limits

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