Health Savings Account Fee Schedule


Fees and charges in this schedule are effective for First Horizon Health Savings Accounts until changed by First Horizon Bank as reflected in announcements or revisions to this schedule. Account Holders agree to use the special forms obtained from First Horizon Bank in order to make contributions and distributions to and from the HSA that should post as something other than standard, current year contributions or distributions.

Monthly Fee May vary per account
Setup Fee No Charge
Interest Checking Account with Investment Option No Charge
Check Transactions No Charge
Account Holder Debit Card No Charge
Additional Debit Cards No Charge
ATM withdrawal at participating ATM No Charge
Debit Card point of purchase using PIN No Charge
Banking Online No Charge
Bill Pay Online No Charge
Monthly Statement Online No Charge
Close Account Fee $25.00

For inquiries contact:

First Horizon Bank
c/o First Horizon Msaver, Inc.
P.O Box 26106
Shawnee Mission, KS 66225

Using First Horizon Banking Online, you can...

  • View your account balances
  • Download your account activity
  • Transfer funds between accounts
  • Pay bills with Bill Pay Online
  • Receive your monthly statements online

To take advantage of this free service, you need a computer with a 128-bit encrypted browser that has access to the Internet and secure Web sites. To enroll or for more information, visit http://www.FirstHorizon.com.

To take advantage of this free service, you need a computer with a 128-bit encrypted browser that has access to the Internet and secure Web sites. To enroll or for more information, visit http://www.FirstTennessee.com.

For Electronic Fund Transfer inquiries, please contact:

First Horizon
P.O. Box 97
Memphis, TN 38101
(800) 489-2111

Banking products and services are provided by First Horizon Bank, a division of First Tennessee Bank National Association. Member FDIC.

Fees and charges in this schedule are effective for First Horizon Health Savings Accounts until changed by First Horizon, as reflected in announcements or revisions to this schedule. Account holders agree to use special forms obtained from First Horizon in order to make contributions and distributions to and from the HSA that should post as something other than standard, current year contributions or distributions.

For inquiries contact:

First Horizon Bank
c/o First Horizon Msaver, Inc.
P.O Box 26106
Shawnee Mission, KS 66225

Service or FeeCharge
Monthly Service FeeNo monthly service charge
Return Check / Overdraft Charges$35.00/item *
Charge Back Fee$5.00/item **
Stop Payments$35.00/stop payment request
Cancelled Checks$1.00 / month ***
Account Closure Fee$25.00
Banking OnlineNo charge
Bill Pay OnlineNo charge
Touch Tone Bill Payment$5.95/month
Account Research and Records$12.00/hr. + $1.00/page
Domestic Wire TransfersIncoming: $10.00 /outgoing $20.00
International Wire TransfersIncoming $15.00
Outgoing - less than $16,000 $45.00
Outgoing - $16,000 or more $65.00

Automated Teller Machines (ATMs)

There is no charge to use an HSA Visa ® debit card issued by First Horizon Bank for your HSA deposits, cash withdrawals or most balance inquiries at any First Horizon ATM. A $1 fee will be charged for QuickStatementSM QuickStatement provides a print-out of your last ten transactions (including bank charges) and your available balance. HSA Checking accounts are not charged for account transactions using a non-First Horizon ATM. The owner of that ATM (or the network it uses) might surcharge you to use its machine. HSA Checking customers will receive a rebate on up to five of the other institutions surcharges.

HSAs are not charged for account transactions using a non-First Horizon ATM and we will rebate the surcharge that you may be charged by the owner of that ATM (or the network it uses) might charge you to use its machine. HSA customers will receive a rebate on the other institution's charges.

* A charge of $30.00 is assessed for each overdraft created by check, in-person withdrawal, ATM withdrawal, or other electronic means and for each check drawn on your account that we return (or other order we do not pay) due to insufficient funds. A $25 Continuous Overdraft Fee is charged on the 15th day and 35th day that an account remains continuously overdrawn.

** A charge of $5.00 is made for each check you deposit that is returned to us unpaid and debited from your account.

*** If you choose to receive original cancelled checks with your statements, we may charge$1 per month. No charge is made for Image Statements.

For Electronic Fund Transfer inquiries, please contact:

First Horizon
P.O. Box 97
Memphis, TN 38101
1-866-841-0466

Banking products and services are provided by First Horizon Bank, a division of First Tennessee Bank National Association. Member FDIC.

2008 Contribution Limits

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What's Happening?

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