Rapid Growth At First Horizon Msaver Leads to Expansion of National Sales Team

OVERLAND PARK, Kan., Sept. 17, 2008--First Horizon Msaver Inc. announced today that it has added five regional sales managers to its existing Health Savings Account (HSA) national sales team. The expansion will allow the company to further grow its nationwide network of brokers and agents, while enabling regional sales managers to continue to provide dedicated service and support to the producers and clients they serve.

Joining the team are Matthew Mason, David Hooper, Oscar Arciniegas, Doug Gordon and Cheryl Sanna. Mason and Hooper will focus on opportunities within the Midwest market, including Iowa, Kansas and Oklahoma. Arciniegas will be based in Chicago, where he will cover the Illinois, Wisconsin and Indiana markets. Gordon will be responsible for North Carolina, South Carolina, Virginia and West Virginia. Sanna will provide additional sales support for First Horizon Msaver within the fast-growing Florida market.

"We look forward to strengthening First Horizon Msaver's national presence with the addition of these five talented and experienced individuals," said E. Craig Keohan, president of First Horizon Msaver. "We saw the need for a competitive HSA solution in these particular markets, and we are pleased to be able to address that need with our industry-leading HSA products and exceptional sales and support team."

About First Horizon Msaver

First Horizon Msaver Inc. is one of the nation's premier Health Savings Account (HSA) financial administrators, serving thousands of employer groups, insurance agents, consultants, affinity associations and consumers nationwide. First-to-market with MSA administration in 1997 and later with HSA administration in 2003, First Horizon Msaver continues to leverage its long-standing market experience, expertise and innovative technologies to set the standard for healthcare financial products within the consumer-driven health care industry. First Horizon Msaver has been recognized by the industry for its commitment to product innovation and for its executive leadership. In 2007 the company received the CDHC Award for Most Innovative CDHC Product in the custodial bank category and the CEO Leadership Award. Most recently, First Horizon Msaver was awarded Best CDHC Card Program by Paybefore Awards. First Horizon Msaver is headquartered in Overland Park, Kan., and has 12 regional sales offices throughout the U.S. It is a member of the First Horizon National Corp. (NYSE:FHN) family of companies. For more information, visit www.firsthorizonmsaver.com.

Contact:

First Horizon Msaver Inc.
Anne Richter
913-317-2021

First Horizon National Corp.
Media Relations
Anthony Hicks
901-523-4726